Payment Options and Financing for Dental Care

Harbor Country Dental is a fee-for-service dental practice, which means full payments for dental services rendered will need to be arranged with our office prior to or on the date of service. This model allows us to provide the very best care to our patients as new care is evolving, rather than providing care within the constricted range of benefits a particular dental “insurance” company will allow under their plan. The treatment recommended by our office is always based on your individual needs, not on what a particular insurance company will cover.

Dental Insurance

As a courtesy to our patients utilizing out-of-network dental insurance benefits, our team will process dental insurance claims within 72 hours of treatment, and reimbursements will go directly to the plan subscriber. It is your responsibility to provide and update your insurance information. Knowledge of benefits as well as benefit amounts, limitations, exclusions, waiting periods, etc. is also entirely your responsibility. We encourage our patients to call their insurance companies for estimates on benefit coverage, and we will provide dental codes for you to use in discussing coverage with your insurance company. Please understand that we simply cannot know what your individual dental policy will cover, but that we are happy to help you get the information you need. Alternatively, our office can request a pre-authorization of insurance benefits upon your request. Benefit estimates are usually returned within 6 weeks. Please take the time to review your insurance contract thoroughly so we may best serve you. With your cooperation and help, you should be able to receive all of the benefits offered to you, and we will be able to concentrate on caring for your dental needs.

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